Reliable Title Insurance and Real Estate Solutions
What is Title Insurance?
Title insurance is a form of indemnity insurance that protects lenders and homebuyers from financial loss sustained from defects in a title to a property.
Purchasing real estate and making loans secured by real estate comes with risk. Much of that risk has to do with the title to the real estate. The title may contain, liens, encumbrances or other matters that can jeopardize the purchaser’s and/or lender’s interest in the property.
In Pennsylvania, title insurance rates are regulated by the insurance department. The title insurance premium is considered “All-Inclusive” which is a bundled rate that includes the title search, title examination, closing/settlement, recording and issuance of the title insurance policy (all for a one time premium).
We are here to help you every step of the way. We work closely with buyers and sellers, attorneys, realtors, bankers, and investors to make your transaction a pleasant and affordable experience.
Interested in an enhanced title insurance policy? Click the following link which shows the comparison of coverages for a basic owner’s policy compared to an enhanced owner’s policy.
As a full-service title insurance agency, Abstracting Company of Berks County (T/A Conestoga Title of Berks County) will:
Conduct a thorough title search on the property
Examine title and clear all liens and other factors affecting the title to your property
Prepare all paper work and interact with the realtor and lender involved in the transaction
Conduct your closing - Anywhere within 1 hour of our office
Disburse all funds related to the transaction
Record all of your documents at the courthouse
Issue the final owner’s and lender’s title insurance policy
Contact Us and get started today